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Friday, August 28, 2015

Consolidated Hallmark hits N205.6m profit as GP rose - Reports

Underwriting firm, Consolidated Hallmark Insurance (CHI) plc has recorded a gross premium written income of N4.61 billion in the financial year ended December 31, 2014, an increase of 11.08 percent from N4.15 billion in 2013.
 
This resulted to a profit before tax of N205.6 billion in the review year as against a negative position of N178.2 million in the previous year, while the profit after tax also grew remarkably from a loss position of N197.7 million in 2013 to N193 million in the review year.


The Chairman of the company, Obi Ralph Ekezie who will be speaking to shareholders during it’s 20th Annual General Meeting (AGM) slated to hold in Lagos Thursday said the results have placed the company again on the path of profitability, a trend which was only broken briefly during the 2013 Financial Year when significant provision was made for impairment charges.
It is good to know that the temporal set back has now been reversed with these results, he said.
Further look into the result shows a total asset of N6.14 billion in 2014 as against N6.17 billion in 2013, while shareholders fund stood at N3.84 billion from N3.65 billion in 2013.

“However, I am pleased to inform you that the Unaudited Financial Statements of your company for the half year ended 30th June, 2015 is indicative of the improved health in our finances. Our Profit before Tax for the period currently stands at N 469,860,599 with retained earnings of N148,015,245.

“It is hoped that this trend will be sustained for the rest of the year, and on the account of that, the board has decided to pay an interim dividend of N120 million upon approval.” He assured.
On the future of the insurance industry, he said insurance industry remains very bright giving the existing low penetration rate, adding that Consolidated Hallmark will take full advantage of technology to drive the retail segment of the insurance market.

He said there are also plans in place to partner with Nigerian Banks to drive the Bancassurance model for which the Central Bank of Nigeria recently issued a guideline. “We will continue to service our clients with our prompt claims payment culture and remain a partner of choice to the insurance broker community.

On prospect of the Company, the GMD/CEO, Eddie Efekoha said that the company has continued to re-strategize to ensure the best returns to all stakeholders. Towards this end, its claims payment policy remains one to beat in the entire industry as our belief that satisfied customers will continue to spread the message of prompt service based on their experience.

He noted that Consolidated Hallmark brand has grown to occupy its pride of place in the financial services landscape hence cannot ignore the evolving trend of e-commerce. “We are indeed poised to drive the retail end of the market through the use of technology. In this regard, your company is currently working towards the deployment of various e-business applications that will bring our services within the reach of our clients anywhere they may be globally.
“We blazed the trail in online marketing of insurance with our launch of the Motor Third Party portal in 2008. Other companies have now followed suit”, he said

CHI Plc has carved a niche for itself through big ticket transactions in Aviation, Oil and Gas, Marine Cargo and Hull Business and other non-life insurance underwriting including Motor, Fire and Special Perils, Goods-in-Transit, Engineering Insurance, amongst others.

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