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Tuesday, April 19, 2016

UMFB Disburses N712.4m to Small Businesses

The Umuchinemere Pro-credit Micro Finance Bank (UPMFB) said it made a total funds disbursement of N1.142 billion in 2015, out of which was a total of N712.4million micro credit funds that were given to 3,814 active poor people..


This was contained in an unaudited management report of the bank provided by the bank’s Head of Credit, Mr. Ikechukwu Ngene.
The gender distribution of the facilities indicated that there were more male beneficiaries of the bank’s micro credit funds than females in 2015. Of the total beneficiaries, 2,085 were males while the remaining 1,729 were females.

In the previous year, there were also more male beneficiaries of such facilities than the females, as the male beneficiaries in 2014, for instance, were a total of 2,300, while the females were 1,986.

In 2014, the bank gave out a total micro loans of N659.7 million but stepped it up by N52.7million in 2015.
And on the N220 billion federal government’s micro, small and medium scale enterprises (MSME) development fund in which it is also participating in its disbursement, in partnership with Enugu State Government, the UPMFB disbursed a total of N180,740,000 to 548 beneficiaries in 2015.

Ngene expressed happiness that despite the hash economic condition of the present times the bank’s credit beneficiaries were doing well.
He however advised the bank’s loan beneficiaries to always ensure prudent use of the facilities on viable ventures and to avoid multiple borrowing because credibility matters a lot in borrowing.

Having achieved over 90 per cent of its loans projection in 2015, the bank has projected a total credits disbursement of N1.5billion in 2016.

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