There was drama last Friday in one of the microfinance banks (name
withheld), located in one of the major cities of Delta, when a middle-aged
woman approached one of the bank’s officials at the counter for a loan of
N1.5million.
Willing to give the loan to the woman, the official brought out a form,
apparently meant for customers who demand such facilities.
While she filling the form, she wrote the name of her 12-year-old son
as surety and also wrote that she was ready to give the Holy Spirit as
collateral. Surprised by what the woman wrote, the official took the form to
his boss to seek his advice, and the woman was invited to the office of the
boss.
When she got there, she was asked to explain what she meant by the
‘Holy Spirit’ she wrote as her collateral, and her 12- year- old son as surety.
Her response was, “Don’t you know the Holy Spirit or are you not a
Christian? Do you want me to write the name of ordinary mortal that will
disappoint the bank? No, the Holy Spirit is my collateral because He does not
lie, and He cannot fail. So, please let me have the loan.”
All efforts to make the woman realise that it was not possible to make
the Holy Spirit her collateral fell on deaf ears, and at a point, she got angry
and told them: “Since you don’t want to give me this loan, you wait for me and
see what the Holy Spirit will do. You must give the loan to me”, she boasted
and walked away.
Two days later, the woman reportedly returned with the wife of the
chairman, board of directors of the bank, who shouted and banged on the table
and asking: “Where is that disrespectful officer who refused to honour my
request that this woman be given a loan. This is indiscipline and an act of
insubordination. Bring him out; if you can’t respect the wife of the chairman
of the bank’s board of directors, who else will you respect?” she asked.
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